Specimen 001 · Personal finance
In developmentSmartWallet
Tells you which credit card to use, and never asks for a card number.
Credit card reward optimizer and statement-credit tracker. Free for everyone, works offline, and keeps everything on your phone.
SmartWallet is in development. It is not in an app store yet.
Test SmartWallet earlyWhich card for this purchase?
Open a drawer. The pinned card wins for a $100 purchase in that category.
- SW-011Dinner Card1%
- SW-012Market Card4%Use this
- SW-013Rotating Card1%
- SW-014Flat Card2%
- Market Card earns $4.00 back on $100.
Sample wallet with made-up cards and rates, shown to illustrate the idea. Not real products or offers.
What it does
- 01
At the register
Pick a category, search a store, or press one button to find the store you are standing in. SmartWallet answers with the card to use, the rate, and the reason, such as “4x Grocery” or “5% this quarter”.
- 02
Before it expires
Statement credits, sign-up bonuses, annual fees, spend caps and application counts live in one place, with deadlines you can sort and tick off.
- 03
Without the usual price
No subscription, no ads, no locked features. SmartWallet works offline and keeps everything on your phone.
Built with React, TypeScript and Capacitor for Android.
Privacy
What SmartWallet does not collect
Written from how the app is built today, not from a wish list.
| Thing | Does the app ask for it? |
|---|---|
| Card numbers and security codes | No. There is nowhere to type them. |
| Bank logins or account linking | No. |
| An account or email address | No account exists. |
| Analytics and ad tracking | None. |
| Your wallet, notes and credits | Stay on your device. We cannot see them. |
| Your location | Only when you press “Find Store via GPS” and agree, to look up nearby stores. Not stored by us. |
| Feedback you write | Only when you choose to send it. |
How we earn. The app is free. Revenue comes only from card referral links on a screen you open yourself, always labelled “We may earn a commission”. Rankings never see those links.